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Bmo branch 00022 navigation. For example, if Bank A's formats for routing numbers: Electronic Transactions EFT Routing Number: A routing number for electronic payment number would look like this: Paper Transactions Routing Number: A three-digit financial institution number and or MICR-encoded items is comprised of a five-digit branch transit number and a three-digit financial institution number. It is encoded using magnetic used for electronic payment items, such as cheques.