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Watch This Before Getting the BMO Air Miles World Elite Mastercard Honest Breakdown InsideThis Certificate/Policy of Insurance is designed to cover losses arising from sudden and unforeseeable circumstances only. Out-of-province and out-of-country emergency medical insurance coverage will increase from $2 million to $5 million per insured person, per trip. To be eligible for this insurance You must be a resident of. Canada with a Mastercard Account in Good Standing. 4 Coverage period and description of benefits.