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1 BMO Ascend World Elite Mastercard applications must be received between December 16, and May 31, (the �Offer Period�) to be eligible for this offer. You'll get coverage for cancelled flights, lost luggage, and damaged rental cars for all your trips year-round � a bargain considering the $ BMO Ascend World Elite Mastercard � $ annual fee � %. for purchases � %. for cash advances (%. for Quebec residents.)).