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11 High Yield Savings Accounts in South Africa (with the Highest Interest on Savings in 2024)CIT's Platinum Savings account pays % APY on balances of $5, or more. If your balance dips below $5,, it earns a paltry % APY. If. The best high-yield savings account rate is % APY from Pibank. That's nearly 12 times the FDIC's national average for savings accounts of % APY.1 A. The current the top fixed rate sits at 5%. The best easy access account, meanwhile, also offers % and comes with the advantage that you can withdraw your.