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The 6 Best Credit Cards Of 2024 (In Canada)BMO Credit Card Terms and Conditions The BMO Cardholder Agreement provides you with the detailed terms and conditions associated with your BMO card. Your BMO MasterCard cardholder agreement. In this agreement, �you� and �your� mean the primary cardholder and any additional cardholders. Terms and Conditions � 1. 3x the Miles on all Shell purchases � 2. Earn up to 3, Miles welcome bonus � 3. Earn Miles on every purchase anywhere you shop � 4.