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BMO Alto High Yield Savings Review: Is It Worth It? (2024)BMO Alto's Online Savings account earns one of the highest yields around. Monthly fees and minimum balance requirements are nonexistent. Unlimited transfers and. Competitive deposit interest rates: All of BMO Alto's products offer competitive annual percentage yields (APYs), which reach as high as %. The BMO Alto Online Savings Account, the bank's high-yield savings option, allows you to earn % APY. There is a $0 minimum deposit and no fees.