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Bank of the West is a trade name used by BMO Harris Bank NA. Banking products and services are subject to approval and are provided by BMO Harris Bank NA. Bank of the West was an American financial institution headquartered in San Francisco, California, United States. It had more than branches and offices in the Midwest and Western United States. It was founded in in San Jose, California. We offer local commercial lending decisions with flexible options. Like your business, we are part of the community. That means we will work to make our.