How much mortgage can you afford

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It is possible to pay loan amount should add up the annual percentage rate APR. The calculator auto-populates the current average interest rate.

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How Much HOUSE Can You Afford? Use This Simple Equation!
Mortgage affordability calculator. Get an estimated home price and monthly mortgage payment based on your income, monthly debt, down payment, and location. To calculate "how much house can I afford," one rule of thumb is the 28/36 rule, which states that you shouldn't spend more than 28% of your gross monthly. Use our free mortgage affordability calculator to estimate how much house you can afford based on your monthly income, expenses and specified mortgage rate.

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Come up with a bigger down payment: The more you can contribute upfront, the less you need to borrow. Your housing budget will be determined partly by the terms of your mortgage, so in addition to doing an accurate calculation of your existing expenses, you want to have an accurate picture of your loan terms and shop around to different lenders to find the best offer. Our partners compensate us. Start of overlay.

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