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BMO Alto High Yield Savings Review: Is It Worth It? (2024)How many stars would you give Alto Bmo? Join the 16 people who've already contributed. Your experience matters. BMO Alto received a out of 5 rating from our expert review team and stands out for its high-yield savings account, CDs and no fees. The BMO Alto Online Savings Account, the bank's high-yield savings option, allows you to earn % APY. There is a $0 minimum deposit and no fees.