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Loan Calculator For Personal Loans - Personal Loan PaymentsUse the loan calculator to estimate how much you could borrow, your representative interest rates and monthly payments, with no impact on your credit score. The Personal Loan Calculator can give concise visuals to help determine what monthly payments and total costs will look like over the life of a personal loan. To see your estimated monthly payments and total interest you'll pay, just enter the loan amount, loan term and interest rate in the fields below and click.